Sand Dollar Retirement Process℠

Our unique approach starts with comprehensive data gathering regarding a client’s overall financial position. We assist clients in formulating their financial goals for retirement, and we calculate retirement income projections, adjusted for inflation. Based on a client’s current level of investable assets, the retirement income goal, as well as the time horizon before income will commence, we identify a realistic total return goal.

Once the total return goal for all invested assets is determined we proceed to construct a portfolio. The goal of the Sand Dollar Retirement Process is asset protection while seeking growth. To achieve this goal we follow an approach we call the Diversification Protection Strategy (DPS). The DPS consists of a client specific application of enhanced asset allocation models in line with Modern Portfolio Theory. The client specific DPS is implemented, monitored and adjusted over time as circumstances change.

We also have a physician specific approach – click here for our Sand Dollar MD Planning.